Financing
Get the project done now, pay over time
Financing options are available for larger jobs. Ask us when you request your estimate and we will walk you through what is available to you.
- Licensed & insured
- 24/7 emergency service
- Free estimates
- Financing options available
How it fits in
Financing options are available for larger jobs
A new boiler in the middle of winter, a roof that cannot wait another season, a kitchen that has needed replacing for far too long. Some projects do not fit neatly into the month you discover you need them. Financing can spread the cost so the work gets done when it should.
We work with financing partners who offer options for home improvement projects. The specifics of what you qualify for depend on the partner and your credit approval, so we do not quote terms on this page. What we can do is explain the options when we give you your estimate and help you apply if you decide to go that route.
There is no pressure to finance. Paying directly is always an option, and your estimate is the same either way. Financing is simply one more tool for getting the job done right instead of putting it off.
Project types
Projects people finance
- Kitchen and bathroom remodels
- Roofing, siding and window replacement
- Boiler, furnace and water heater replacement
- Central air and mini-split installation
- Basement finishing and waterproofing
- Electrical service and panel upgrades
- Additions and whole-home renovations
- Flood repairs not covered by insurance
The process
How it works
- Ask when you request your estimateMention that you would like to hear about financing. We will go over the options that fit your project.
- Apply with the financing partnerThe application goes to the partner, not to us. They look it over and tell you what you are approved for and on what terms.
- We schedule the workOnce you are approved and have signed off on the estimate, we put the job on the calendar and get started.
Questions people ask
What are the interest rate and terms?
They depend on the financing partner and on your credit approval, so we cannot list them here. Ask us when you request your estimate and we will tell you what is currently available.
Will the project cost more if I finance it?
Our estimate is the same whether you finance or pay directly. We price after we see the job, and estimates are free. Any financing cost comes from the partner's terms, which they disclose to you before you agree.
Can I finance an emergency repair?
Often, yes, for larger repairs such as a boiler replacement or flood rebuild. Tell the crew or your project manager and we will walk you through it once the immediate problem is handled.
Does applying affect my credit?
That depends on the partner and the type of application. Ask the partner whether the application is a soft or hard credit check before you apply.
Free estimate
Ask about financing when you request your free estimate from Empire Pro NY.
Tell us about the project. There is no pressure to finance, and your estimate is the same either way.